Organize, automate, & analyze finances with the power of AI

OneBudgetAI turns accounts and transactions into a single command center. Watch your net worth move, see spending in real time, and plan what happens next with your household.

Privacy is top priorityPartnered with Plaid for secure connectionsCustomer data is not used to train AI models

Net worth

$84,250

Budgets

AI Coach

Live

Shift $120 from dining to savings to stay on your March target.

AIAuto-generated from current spending patterns

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Built for modern money management

Everything you need to keep the plan on track.

Live budgets

Household sharing

Net worth tracking

Cashflow calendar

Habit analyzer

Reports & exports

Watch your net worth grow automatically.

No spreadsheets, no manual updates. See the full picture in one glance.

Know exactly where the money went.

Live budgets and transaction clean-up keep you focused on the next move.

Plan life decisions with confidence.

Model trade-offs before you commit and make the numbers work for you.

Household partnership

One shared plan. Two logins. Zero guesswork.

Keep everyone aligned with shared budgets, activity, and household cashflow. Activity updates show who did what, so the plan stays transparent.

Household size

2 members

Shared accounts

4 connected

Goals updated

2 today

Household plan

On track

Household activityToday

Alex

Updated Grocery budget

10:18 AM

Jordan

Added flight to Travel

1:42 PM

Alex

Marked bills reviewed

4:05 PM

Shared activity12 updates

Emergency fund68%

Vacation42%

Habit analyzer

Spot the exact behaviors driving your month.

We highlight the recurring spending patterns that move the needle and show the fastest fixes.

This month

Dining is up $184 this month, driven by weekday lunch runs.

Subscriptions climbed by $62 after two new trials renewed.

Weekend rideshare spending doubled in the last 6 weeks.

Analyze habits, not just totals.

See the patterns behind spending spikes and reset them faster.

Plan the month with confidence.

Budget colors keep priorities visible all month long.

Know what is changing now.

Live syncs and alerts surface what needs attention today.

Bring your household into focus.

Shared dashboards align everyone on one plan.

Net worth trend+4.1%

Current$84,250

Budget colorsOn track

Housing

82%

Food

64%

Lifestyle

48%

Transport

55%

Utilities

39%

Savings

71%

Live budgetsFebruary

Housing$1980 / $2200

Food$620 / $850

Lifestyle$540 / $600

Transport$190 / $300

TransactionsLast 7 days

Whole Foods

Groceries

-$128.50

United Airlines

Travel

-$420.00

Payroll Deposit

Income

+$2750.00

AT&T

Utilities

-$95.20

Real-world scenarios

See the trade-offs before you commit.

Model outcomes, compare options, and stay aligned on the next move.

Debt payoff

Map a payoff path with exact monthly targets.

Overspend alerts

Spot risk before the month gets away from you.

Household view

Shared visibility today. Shared goals coming soon.

Upcoming calendar

Next 30 days

Manage bills

Payroll Deposit

Mar 5, 2026

+$3250

Rent

Mar 6, 2026

-$2100

United Airlines

Mar 8, 2026

-$420

Credit card payment

Mar 12, 2026

-$525

Safe to spendNext 30 days

Cash on hand$2,500

Upcoming bills-$1,100

Safe to spend$1,400

Upcoming income appears below but isn't included yet.

Goals + coaching

Turn goals into a clear path forward.

Personalized guidance keeps momentum without extra work.

Goal: Down payment72% funded

Stay on pace by saving $625 this month.

AI CoachNext steps

Cut dining by $120 to hit the March savings target.

Schedule transfers on payday to fund the goal automatically.

Review the travel budget before booking flights.

Get a clear plan in 3 simple steps

From chaos to clarity in one session.

Explore resources

Connect accounts

Bring balances, transactions, and net worth together in minutes.

Set the plan

Build budgets and goals that adapt automatically as you spend.

Track progress

Stay on course with cashflow, alerts, and household visibility.

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