OneBudgetAI

Free Tier Now Available!

The budget app that's on your side — not keeping score

Connect your accounts, see where your money goes, and get an AI coach that leads with what you're doing well — not a red bar and a lecture. Built for real life, not a perfect month.

Privacy is top priorityPartnered with Plaid for secure connectionsCustomer data is not used to train AI models

Net worth

$84,250

Budgets

AI Coach

Live

Dining is up this month — but 4 of those are marked Worth it. You're actually $43 ahead on everything else.

AIAuto-generated from current spending patterns

Built for modern money management

Everything you need to keep the plan on track.

Live budgets
Household sharing
Net worth tracking
Cashflow calendar
AI Coach · Pro
Habit analyzer · Pro

Watch your net worth grow automatically.

No spreadsheets, no manual updates. See the full picture in one glance.

Know exactly where the money went.

Live budgets and transaction clean-up keep you focused on the next move.

Plan life decisions with confidence.

Model trade-offs before you commit and make the numbers work for you.

Household partnership

One shared plan. Two logins. Zero guesswork.

Keep everyone aligned with shared budgets, activity, and household cashflow. Activity updates show who did what, so the plan stays transparent.

Household size

2 members

Shared accounts

4 connected

Goals updated

2 today

Household plan

On track

Household activityToday
A

Alex

Updated Grocery budget

10:18 AM
J

Jordan

Added flight to Travel

1:42 PM
A

Alex

Marked bills reviewed

4:05 PM
Shared activity12 updates
Emergency fund68%
Vacation42%

Habit analyzer

See what's actually driving your month.

We surface the recurring patterns behind your numbers so you can decide what to keep, what to adjust, and what was Worth it.

This month
Dining is up $184 — 4 of those transactions are marked Worth it ✓
2 subscriptions renewed that haven't been used in 30 days.
Weekend rideshare is your fastest-growing category this month.

Understand habits, not just totals.

See the patterns actually driving your month — then decide what to do about them.

Plan the month with confidence.

Budget colors keep priorities visible all month long.

Know what is changing now.

Live syncs and alerts surface what needs attention today.

Bring your household into focus.

Shared dashboards align everyone on one plan.

Net worth trend+4.1%
Current$84,250
Budget colorsOn track
Housing
82%
Food
64%
Lifestyle
48%
Transport
55%
Utilities
39%
Savings
71%
Live budgetsFebruary
Housing$1980 / $2200
Food$620 / $850
Lifestyle$540 / $600
Transport$190 / $300
TransactionsLast 7 days

Whole Foods

Groceries

-$128.50

United Airlines

Travel

-$420.00

Payroll Deposit

Income

+$2750.00

AT&T

Utilities

-$95.20

Real-world scenarios

See the trade-offs before you commit.

Model outcomes, compare options, and stay aligned on the next move.

Debt payoff

Map a payoff path with exact monthly targets.

Worth a look

See which categories are running close — with context, not judgment.

Household view

Shared visibility today. Shared goals coming soon.

Upcoming calendar

Next 30 days

Manage bills

Payroll Deposit

Mar 5, 2026

+$3250

Rent

Mar 6, 2026

-$2100

United Airlines

Mar 8, 2026

-$420

Credit card payment

Mar 12, 2026

-$525
Safe to spendNext 30 days
Cash on hand$2,500
Upcoming bills-$1,100
Safe to spend$1,400

Upcoming income appears below but isn't included yet.

Goals + coaching

Turn goals into a clear path forward.

Personalized guidance keeps momentum without extra work.

Goal: Down payment72% funded

Stay on pace by saving $625 this month.

AI CoachNext steps
You're ahead on 3 of 4 categories this month — solid start.
Automate a transfer on payday and the goal funds itself.
2 subscriptions renewed that haven't been used in 30 days — worth a look.

Get a clear plan in 3 simple steps

From chaos to clarity in one session.

Explore resources
1

Connect accounts

Bring balances, transactions, and net worth together in minutes.

2

Set the plan

Build budgets and goals that adapt automatically as you spend.

3

Track progress

Stay on course with cashflow, alerts, and household visibility.