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Set up category rollups that match real life

Group categories so budgets stay simple without losing detail.

6 min read
Color-coded notes for budget categories.

Start with 3-5 groups

Groups help you manage trade-offs without micromanaging every category.

  • Essentials
  • Lifestyle
  • Savings
  • Debt

Review groups before individual categories

If the group is on track, you can ignore the small category noise.

Adjust once per month

Rollups are most useful when they stay stable for a full cycle.